IAEA finds no evidence of revival of Iraqi nuclear weapons programme

The report from the International Atomic Energy Agency (IAEA), dated 10 October but released today after UN Secretary General Kofi Annan officially delivered it to the Security Council, said that despite the war and occupation, the agency has been able, “with the support of Member States, to continue with some of its investigations outside of Iraq,” and follow up previous inspections with subsequent analysis. IAEA investigators also conducted inspections inside Iraq for a week in June. The IAEA statement said, “Those post-inspections activities have revealed no evidence of the revival of a nuclear weapons programme in Iraq.” read more

Northeasterns early barrage leads to win over Bucknell

LEWISBURG, Pa. — Tomas Murphy tied a career-high 21 points and grabbed a career-high 12 rebounds and Northeastern throttled Bucknell 96-78 on Wednesday night.Teammates Jordan Roland and Jason Strong each shot 7 of 9 from floor; Roland scored 17 and Strong 16. Donnell Gresham Jr. scored 16 points with 11 boards and Anthony Green added 11 for the Huskies (3-4). Northeastern finished 36-of-62 (58 per cent) shooting and made 12 of 25 from 3-point range.Strong scored seven of the Huskies’ first 20 points and Northeastern made three 3’s and led 20-6 within the game’s first six minutes. Jeremy Miller’s layup with 11:28 before halftime made it 30-12 and the Huskies finished the half with a 56-37 lead. Bucknell (2-3) never got within 16 points the rest of the way.Bruce Moore scored 16 and Kimbal Mackenzie had 13 for Bucknell. Paul Newman scored 11 points and made 9 of 10 free throws and Nate Sestina added 10.The Associated Press read more

Late penalty dooms Ohio State mens soccer in Big Ten semifinal against

OSU junior defenders Liam Doyle (5) and Kyle Culbertson (3) fight for possession of the ball during a game against Kentucky, Oct. 28. at Jesse Owens Memorial Stadium. OSU and Kentucky tied, 1-1.Credit: Taylor Cameron / Lantern photographerThe penalty kick rolled to his right, but redshirt-senior goalkeeper Alex Ivanov leaned left before stopping, realizing his mistake as the shot found the back of the net.The No. 2 seed Ohio State men’s soccer team (9-7-4) fell, 2-1, to No. 6 seed Indiana (12-3-5) in the semifinals of the Big Ten tournament Friday in College Park, Md., on the back of the late penalty kick.The shot — awarded because of a handball by junior defender Kyle Culbertson with about four minutes left — was served by sophomore midfielder Tanner Thompson.Thompson — a first-team all-Big Ten selection — scored his sixth goal of the season on the play, including his second game winner.Culbertson’s handball came just minutes after the referees appeared to miss a clear handball in Indiana’s box that would have awarded OSU the penalty kick with a chance to take the lead.OSU played from behind in the score for the majority of the game, despite outshooting Indiana by a margin of 9-5 in the first half.However, OSU found itself trailing at the half, 1-0, due to a goal off a free kick by senior defender Patrick Doody midway through the half.“It was important (to score the goal). Ohio State brought a lot of pressure, we didn’t really have much on goal, so it was good to capitalize,” Doody said in an interview with the Big Ten Network after the game.Despite the shot margin, OSU coach John Bluem said he was not satisfied with his team’s first-half performance.“I don’t feel that we’ve played as good as we’re capable of playing yet,” Bluem said in a halftime interview with Big Ten Network.Earlier in the week, Bluem said he felt freshman forward Marcus McCrary could be a weapon in the game because of his speed and the fact that he missed OSU’s first matchup with Indiana, a 2-1 loss on Oct. 12, with an undisclosed injury.“The first time we played them, we didn’t have Marcus McCrary,” the 2014 Big Ten Coach of the Year said Tuesday. “That gives us someone they haven’t seen. They’ve seen him on video, but you know how fast Marcus is, he surprises a lot of people with his quickness and his athleticism, so that may be something we can use to our advantage.”McCrary indeed proved to be the weapon OSU was looking for, as he tied the game midway through the second half with his third goal of the season.The freshman was led with a header from senior midfielder Yianni Sarris at midfield, and then it was off to the races.McCrary beat the entire Indiana defense down the field, scoring with a strong right-footed strike that found the back of the net.Overall, OSU outshot Indiana, 20-12, including a 9-5 edge in shots on target. However, Indiana sophomore goalkeeper Colin Webb made eight saves to hold on for his 12th victory of the season.The Hoosiers advanced to the finals of the Big Ten tournament for the second consecutive season, after defeating Michigan State in the 2013 championship match.Despite the loss, it was not necessarily the end of the road for OSU.Bluem said earlier in the week that he believes — regardless of OSU’s results in the Big Ten tournament — his team will receive a bid to the NCAA tournament.For now, the Buckeyes have nothing to do but sit and wait to learn their fate. read more

Mens Basketball Ohio State stuns No 1 Michigan State with 8064 upset

Redshirt junior forward Keita Bates-Diop drives to the basket in the first half of Ohio State’s 80-64 win against No. 1 Michigan State. Credit: Jack Westerheide | Photo EditorOhio State and its sixth man showed up in the Schottenstein Center Sunday.The crowd of 17,599 was as loud as it has been in years and the players did everything they could to keep the fans energized as the Buckeyes (13-4, 4-0 Big Ten) stunned No. 1 Michigan State (15-2, 3-1 Big Ten) in an 80-64 upset. It was Ohio State’s first win over a top-ranked opponent since Feb. 25, 2007 when it beat No. 1 Wisconsin 49-48. After the game had ended and all the fans who had stormed the court began making their way to the exits, Ohio State head coach Chris Holtmann had a moment to reflect on the game that had just unfolded.“Whoa. That was quite an afternoon,” Holtmann said Sunday. “We’ll enjoy this one today here. I can’t say enough about the crowd. The energy was outstanding. Obviously to be expected, we played an incredible team and incredible program, but wow, they really lifted us and lifted our guys.”Buckeye fans celebrate following the game against Michigan State on Jan. 7 in Value City Arena. Ohio State won 80-64. Credit: Jack Westerheide | Photo EditorOhio State ended the first-half on a 16-2 run, capped off by an improbable buzzer-beating 3 from Youngstown on the half-court image by redshirt senior guard Andrew Dakich to take a 41-29 lead, the largest halftime deficit the top-ranked Spartans have faced this season. “That really was a critical stretch. It was all things kind of went in our favor at our point,” Holtmann said Sunday. “All that kind of played into it and it broke open what was a really close game.”The Spartans appeared to seize momentum early with forward Miles Bridges making a mid-range jumpshot and forward Jaren Jackson making a 3 to put them up 5-0 just 36 seconds into the game. About a minute later, Jackson made another athletic layup, spinning while in the air to put his team up 7-2. Bridges finished with 17 points and seven rebounds, while Jackson had 11 points before fouling out with 9:49 left in the game.But Ohio State remained in the game and progressively began to take over momentum. With every make by Ohio State and miss by Michigan State, the Schottenstein Center was brought to life.A mid-range jump shot by Tate to bring the Buckeyes to within two and subsequent make by redshirt junior forward Keita Bates-Diop sent the crowd into a frenzy as the Buckeyes took a 12-11 lead. A 3 by Bates-Diop gave his team some breathing room and extended its lead to 15-11. He led the game in points with a career-high 32 and added seven rebounds.Bates-Diop caught a pass from Dakich in stride as he raced towards the basket, slamming it home for a one-handed dunk to give Ohio State the 31-29 lead with 1:05 left and forcing the Spartans to call a timeout.Tate took over the game for Ohio State in the final minute of the first half, making a layup to put Ohio State up 33-29. He blocked a layup attempt on the other end of the court by Jackson, dished it over to redshirt senior guard Kam Williams back in the Buckeyes’ offensive side of the court who knocked down a 3 to push the team’s lead to 36-29. Bates-Diop then made two free-throws resulting from a technical foul on Michigan State’s bench.The Buckeyes resumed their roll right out of the gate in the second half. Just 11 seconds in, Williams caught a pass from freshman center Kaleb Wesson and threw down a thundering one-handed dunk to put Ohio State up 43-29. After a Spartan possession, Williams knocked down a 3-pointer to go up 46-31. Ohio State junior guard C.J. Jackson made a defender fall to the ground with a crossover to the left and drove to the basket for a short-range jumper in the paint to put the Buckeyes up 65-42 with 12:23. Tate followed that up with a layup to give Ohio State the 67-42 lead, its largest lead over the Spartans.Ohio State junior guard C.J. Jackson (3) brings the ball down the court in the second half in the game against Michigan State on Jan. 7 in Value City Arena. Ohio State won 80-64. Credit: Jack Westerheide | Photo EditorMichigan State began to regain some momentum, going on a 10-0 run to cut Ohio State’s lead down to just 69-55. But a dunk by Bates-Diop ended the run and shifted momentum back in the Buckeyes’ corner as the team went on a 8-2 run. The run brought back memories for several of the Ohio State players to last season when the team often blew leads late. And those memories proved fuel for the team to try and avoid letting up at the end.“We’ve been in situations where we’ve been up 20 and we’ve lost in the last one minute. It happened multiple times last year,” Tate said. “I think me, Keita and the guys that were here last year just continue to have those flashbacks in our mind. We call it, ‘Don’t fold. Like don’t fold like a lawn chair.’ And that’s all we kept saying was we are not folding today. And we got it done.”The Buckeyes shot 53 percent from the field — 47 percent from the 3 — while Michigan State shot just 39 percent from the field and 28 from beyond the arc. Ohio State outscored Michigan State 30-24 in the paint and 10-4 in points off turnovers despite losing the turnover battle 12-6.Ohio State will celebrate its upset victory today, but the players and coaches both said after the game thoughts will quickly turn to facing Maryland, which comes to the Schottenstein Center Thursday at 7 p.m. read more

Womens hockey No 7 Ohio State remains undefeated sweeps No 5 Duluth

Ohio State then-sophomore forward Maddy Field (22) takes on Minnesota redshirt senior defender Lee Stecklein (2) during the Buckeyes game against the Gophers on Oct. 22. Credit: Emily Lehmkuhl | For The LanternTwo-point performances from junior forward Maddy Field and freshman forward Emma Maltais powered the No. 7 Ohio State women’s hockey team to a 4-3 victory and series sweep of No. 5 Minnesota Duluth (2-4-0, 0-2-0 WCHA).Senior Captain Julianna Iafallo, Emma Maltais, Maddy Field and junior Jacyn Reeves all scored goals for Ohio State (5-0-1, 3-0-1 WCHA). Junior forward Charly Dahlquist, Maltais and Field added the assists. Redshirt junior goalie Kassidy Sauve saved 31 of 34 shots while adding an assist on Field’s goal. Less than 5 minutes into the opening frame, Dahlquist stole the puck as the Bulldogs were leaving the zone, delivered it to Maltais as she ripped a shot past the glove of senior Bulldog goalie Jessica Convery, putting Ohio State up 1-0 early.Just over a minute later, the Bulldogs answered with sophomore forward Sydney Brodt beating Suave on a quick shot from the slot, tying the game at 1. Not long after, freshman forward Naomi Rogge capitalized on a power-play chance camped in front of net at 7:41 of the first period.After giving up those two goals, all of which were in front of the net, Ohio State head coach Nadine Muzerall told her team that there had to a be change moving forward.“When we had the media timeout, I just got after them about being relentless on the puck and having a sense of purpose and a little bit of grit,” Muzerall said.As the first period progressed, the gritty forecheck that, at most times of the game, didn’t allow the Bulldogs to come up ice easily began to appear.To start the second period, with the game at 2-1, the Buckeyes’ offense put Duluth on its heels and caused a holding penalty on junior forward Emma Yanko. Not long into the power play,  Iafallo tied the game at 7:16 of the second period. It started with a beautiful tic-tac-toe, cross-ice passing play that ended with a tip in front of the goal.Two minutes later, Sauve’s clearing pass through the middle of the ice found Field, and she muscled her way through the Duluth defense and went five-hole to put the Buckeyes ahead halfway through the second. Those two quick goals from Iafallo and Field had Ohio State holding the edge, 3-2 at the second intermission.Just a minute into the final frame, the Scarlet and Gray scored to take a two-goal lead.Jacyn Reeves took a mishandled puck through center ice, sped by the defense and buried her fourth goal of the season and the decisive fourth goal of the game.Late in the third, and with her team having pulled its goalie, Rogge displayed some impressive hands in tight areas, going backhand-forehand top shelf to beat Sauve to make it an interesting one-goal game.The Buckeyes survived a late Duluth flurry to end the game with a victory. Sauve stopped 15 of 16 shots she faced in the third period. Muzerall said these early wins are big for the confidence of a young, but experienced team.“When you win and have success, confidence comes,” she said. “But you got to find those first few wins and then it starts rolling rhythmically.” read more

I escaped the Nazis with your father veteran tells Duchess of Cornwall

first_imgDuchess of Cornwall visits the Museum of Canadian History, Ottawa, Ontario Shand, for his part, had been captured near Marsa Matruh in 1942, treated for wounds in hospital before being taken to the officers’ prisoner of war camp in Germany.He had served with the 12th Lancers, awarded the Military Cross in 1940 and again in 1942, and died in 2006. “We were treated perfectly well,” said Mr Rose of the prison camp. “The food was pretty awful. but we got parcels from Canada which saved our lives.Friends said the 92-year-old, who appeared in good health, drank a glass of wine for lunch every day and a beer each evening.He was one of countless people met by the Prince and Duchess during their three-day tour of Canada, including servicemen, Inuit community leaders and a little girl dressed up as a red London phone box. Edward Rose with the Duke and Duchess of CornwallCredit:Rex On Saturday, the Prince was due to meet with Justin Trudeau, the Canadian Prime Minister, before joining a Parliament Hill, Ottawa, event to celebrate the 150th anniversary of Canada. Want the best of The Telegraph direct to your email and WhatsApp? Sign up to our free twice-daily  Front Page newsletter and new  audio briefings. Britain's Camilla, Duchess of Cornwall, samples wine during a tour of a winery in Wellington, Canada Edward Rose aged 19 The pair had met while escaping from Spangenberg as part of a 25-strong group, who had taken their chances while being marched out of the castle while guards’ attention lapsed.The group, led by the German-speaking Terence Pritty, spent a week in a barn, fending off locals to live on foraged food and eventually being rescued after spotting American tanks in the distance. The Prince Of Wales & Duchess Of Cornwall Visit Canada Mr Rose’s daughter, Victoria, owns one of the vineyards exhibiting their wares for the Prince and Duchess and attended an afternoon engagement which saw the Royal couple sample local produce.Her winery is named Long Dog after the family’s Dachshunds, including one taken to 1940s military training by the teenage Edward – named Adolf. She had arranged the encounter for her father, writing to the Duchess when she learned of the Royal visit to Canada to ask whether the couple might accept some wine as a token of their shared family memories.Instead, the Prince and Duchess made a beeline for Mr Rose himself, hearing about the exploits of Major Shand first hand. Duchess of Cornwall visits the Museum of Canadian History, Ottawa, OntarioCredit:Rex The Prince Of Wales & Duchess Of Cornwall Visit Canada Britain’s Camilla, Duchess of Cornwall, samples wine during a tour of a winery in Wellington, CanadaCredit:Reuters Mr Rose, who had been captured while on a recce in France under the cover of darkness, said he and Major Shand had not been close while in the camp, but escaped with mutual friends and were bound by the extraordinary experience of escape.”He was just a very nice guy,” Mr Rose said of him. “Very handy.”When I read that the Prince of Wales was engaged to someone named Shand, I wondered if there was a connection.” Edward Rose with the Duke and Duchess of Cornwall Prince Charles meets PM Justin Trudeau at Rideau Hall in Ottawa The British soldiers were saved by their own daring, and a friend who spoke such convincing German he kept prison guards off their scent.Mr Rose, who was born in London and moved to Canada after marrying, was introduced to the Duchess, who said she was only sorry her late father was not there to be reunited, or to learn about their meeting.After speaking in depth to the Duchess about his experiences, he modestly proclaimed his brush with royalty “not too bad”.  Edward Rose aged 19 On Saturday, the Prince and Duchess visited the Canadian Museum of History, which contains an exhibit on Sir Allan Napier MacNab, the Duchess’ great-great-great-grandfather who was the pre-Confederation Canadian prime minister from 1854-6.The Prince spent time with Justin Trudeau, who apologised for the heavy rain, before accepting the prestigious Order of Canada. Prince Charles meets PM Justin Trudeau at Rideau Hall in OttawaCredit:GoffPhotos.com The Prince of Wales, noticing his distinctive outfit, said it was “nice to see the green jacket and blazer” of the Rifles, while the Duchess told him their unexpected connection showed it was a “small world”.  When the Royal Family goes on tour, the list of members of the public waiting to meet them is endless: from screaming young fans clamouring for a selfie to lifelong monarchists hoping for their moment in the sun.Only those paying close attention would have noticed a 92-year-old man in a distinctive green blazer, waiting modestly in the shadows of a vineyard in Ontario, Canada.But when Edward Rose, formerly of the Green Jackets Rifle Brigade, spoke to the Duchess of Cornwall this week, he revealed an extraordinary connection, telling her he had escaped a Second World War prison camp with the help of her father.Lt Rose, then just 20, had embarked on a daring escape from 9AH Spangenberg along with Major Bruce Shand, whom he proclaimed “very handy” in a tight spot. The main event of the day saw the Royal couple attend the Canada Day celebrations on Parliament Hill, enjoying a fly past from Canadian forces and music from Bono and The Edge.last_img read more

New uses for graphite

first_imgThere is a fervour of exploration in graphite and four such projects are covered in an article in this month’s issue of International Mining magazine. In the latest news, Focus Graphite and Grafoid have signed a two-year R&D agreement between Grafoid and the University of Waterloo to investigate and develop a graphene-based composite for electrochemical energy storage for the automotive and/or portable electronics sectors.Gary Economo, President and CEO of Focus Graphite and Grafoid, said “The objective of the agreement is to research and develop patentable applications using Grafoid’s unique investment which derives graphene from raw, graphite ore to target specialty high value graphene derivatives ranging from sulphur graphene to nanoporous graphene foam. Some of the new graphene materials will contribute positively as a powerful next generation composite for fuel cell/electrochemical supercapacitor applications.”Applications can include electrodes, nanocatalyst support, electrolyte membranes and bipolar plates, transparent electrodes and other potential applications which create high-efficiency solutions in electrochemical energy systems and portable electronics.Economo said “Today’s announcement marks Grafoid’s fifth publicly declared graphene development project with a major academic or corporate institution, and the third related directly to a next generation green technology or renewable energy development project.” Following R&D partnering projects announced with Rutgers University’s AMIPP, CVD Equipment Corporation, with Hydro-Quebec’s research institute, IREQ, and with British Columbia-based CapTherm Systems, an advanced thermal management technologies developer and producers. Economo continued “Grafoid’s investment in highly conductive graphene, combined with the University’s advanced catalyst technologies could advance the science by opening the door to a realistic, cost-competitive option to other energy solutions. Given our growth agenda for 2013, we expect to be in a position to announce a number of additional application development projects throughout the course of 2013.”Research Scientist, Gordon Chiu at the Department of Chemical Engineering at the University of Waterloo stated “Research and discovery on graphene sulphur and nanoporous graphene is well documented and is a cornerstone for a wide range of applications. The technology for tailoring graphene for energy storage systems must be developed. This will lead to unique intellectual property assests. Our group’s approach for targeting graphene derivatives that powerfully impact next generation energy storage systems adds significant value to commercial applications while providing invaluable knowledge and insight about the engineering of graphene and certain graphene metamaterials.”Aiping Yu, Assistant Professor at the Department of Chemical Engineering at the University of Waterloo said that “graphene without proper porosity and polarity remain a constant roadblock for entry into net generation energy storage applications.”“My group will focus on solving the specific tailoring and design of graphene to enable entry into these energy storage areas. Grafoid’s decision to invest in reducing or removing such a roadblock is a brilliant approach of enhancing graphene for impacting fuel cells, electrochemical supercapacitors and other portable energy storage systems.” Yu added.last_img read more

Heres why tenants can take discrimination cases against landlords at the Workplace

first_imgHere’s why tenants can take discrimination cases against landlords at the Workplace Relations Commission The WRC provides advice on workplace issues to employers and to employees. Tweet thisShare on FacebookEmail this article 32,274 Views The gender groundThe civil status ground (formerly marital status)The family status groundThe sexual orientation groundThe religion groundThe age groundThe disability groundThe ground of race (includes ‘race, colour, nationality or ethnic or national origins’)The Traveller community groundThe housing assistance ground (only in the provision of accommodation)This is where tenants facing discrimination over HAP come into the picture. There are a number of cases over the past year where such cases have been taken before the WRC on these grounds. In July 2018, a landlord was ordered to pay €6,000 in compensation to a rent allowance-approved couple after being found to have had seriously discriminated against them. Due to the landlord’s refusal to allow the family of six supplement their monthly rent with rent allowance, the family was at a loss of €555 per month or €4,440 during the eight months.The following August, a woman who claimed that she was discriminated against because she was receiving HAP was awarded €4,200. She had claimed that when she told her landlord she was in receipt of HAP, he said he didn’t want to deal with it after having problems with such payments in the past, and she was then told to move out.And last November, another woman who took her landlord to the WRC over his refusal to accept HAP was awarded €7,000. The woman submitted that by refusing to accept HAP, the landlord was treating the family less favourably and putting them at a financial disadvantage, causing them to struggle every month.Kelly provided an example as to why HAP cases can often be open-and-shut examples: “A prospective tenant might get onto the landlord and say ‘I see you have a place to rent and I’m in the HAP scheme’ and the landlord writes back, and it has happened, and says ‘We don’t take HAP tenants’. That’s straight away an indication that there’s clearly, on the face of it, some discrimination taking place. What about the Residential Tenancies Board? The Residential Tenancies Board (RTB) provides information to tenants, landlords and the general public on their rights and obligations with regards to living and providing accommodation in the rental sector.Since 2004, the RTB has replaced the courts in dealing with the majority of disputes between landlords and tenants through its dispute resolution service. While tenants and landlords bring cases to the RTB on a regular basis when disputes arise, HAP discrimination cases don’t fall under the board’s remit. As HAP discrimination cases fall under the Equality (Miscellaneous Provisions) Act 2015, jurisdiction in relation to the hearing of such complaints only lies with the WRC. “This means that RTB independent decision-makers do not have jurisdiction to determine whether there has or has not been a breach of the Equality Act, as amended; such power is vested in the Workplace Relations Commission,” the RTB said in a statement. The RTB noted that it can, however, proceed to determine on other aspects of a case. This includes notices of termination which may have been served following on from arrears of rent potentially accruing from what a tenant considers discrimination where the landlord refuses to accept HAP.“It is important for tenants to be aware of this along with the obligation to pay rent even when there is an issue in dispute and, where possible, to attempt to bridge the gap until the WRC matter is processed in full,” the RTB said. How does a tenant take such a case with the WRC? If a tenant or prospective tenant feels they have been discriminated against over the HAP scheme, there is a number of steps they must take before they can bring a case before the WRC. First, they must send a written notification to the landlord containing specific information regarding the alleged discrimination. This must be received by the landlord within two months of the incident in question. If the tenant hasn’t received a reply from the landlord within one month, or if they are not satisfied with the reply they have received, they can then make a complaint to the WRC using the complaint form here.A complaint must be made to the WRC within six months of the incident the tenant is complaining about. Once the WRC receives a valid complaint, it will forward a copy to the landlord. The case will then be allocated to an adjudication officer and an adjudication hearing will take place. The adjudication officer will then look into the case and provide both parties with the opportunity to be heard by them and to present any relevant evidence for the case. The officer will then make a decision in relation to the complaint, in accordance with the legislation. Kelly noted that “very few landlords” have won a case in front of the WRC. He said that “unlike most equality issues”, HAP cases are “quite clear cut”. Kelly also pointed out that the person taking the case doesn’t have to be a tenant in the property at the time the case is taken, they could be a prospective tenant, too. “You could say ‘Look, I’ve seen an ad in the paper and I’m very interested in that place, I’d be hoping to rent it via the HAP scheme’ … you don’t have to be a sitting tenant,” Kelly said. “In fact, if you are a sitting tenant and the landlord says ‘I’m going to renovate this place and I’m letting all the tenants go’, but then you subsequently find out that not all the tenants were let go, in fact, only half the tenants were let you, go also have a case in that,” he explained. What benefits will a tenant get from taking a case?Kelly noted that some tenants may be apprehensive of bringing a case to the WRC if they feel they have been discriminated against. According to Kelly, around 50% of people who come to the WRC, whether they’re taking a discrimination case over HAP or another issue, represent themselves. “No matter who you are you will get a hearing. In these particular cases, it’s fairly clear cut,” he said. Usually when an adjudication finds in favour of the tenant, compensation will be given out. “It’s never really gone lower than €5,000 where there has or hasn’t been an award for distress,” Kelly said.“We’re constrained at the upper end because the limits that apply to the district court apply to us. The maximum we can award is €15,000 and we’ve gone very close to it on a few occasions,” he said.Reflecting on whether tenants who are apprehensive of taking cases should go ahead and do so, Kelly said: “I would recommend that tenants who feel that landlords are prejudice against them because the HAP scheme is being used to pay their rent and where they have good evidence to back this up, should bring the case to the WRC. “Many such cases where there is clear evidence have been successful to date.”Tenants or prospective tenants who feel they have been discriminated against can find more details about taking cases with the WRC here.  “TENANTS WHO FEEL that landlords are prejudiced against them because the HAP scheme is being used to pay their rent – and where they have good evidence to back this up – should bring the case to the WRC.”The Workplace Relations Commission (WRC) was established on 1 October 2015, taking over the functions of the National Employment Rights Authority, the Labour Relations Commission and the Director of Equality Tribunal. The WRC provides advice on workplace issues to employers and to employees. When disputes arise between both parties, they can bring a case before the WRC’s adjudication service, which investigatives grievances and claims that workers make.In recent times, however, there has been a rise in tenants taking cases against landlords. For the most part, these cases are taken due to tenants claiming the landlord is discriminating against them in relation to the Housing Assistance Payment (HAP) scheme. HAP is a form of rental benefit payment to assist lower-income households.Under HAP, a tenant’s main rent is paid directly to a landlord, with the tenant paying a differential rent to their local council. The tenants must cover their own deposit, and no rent is paid by the council in advance of them entering the home.So, if the WRC deals with employer and worker issues, how can landlords and tenants take disputes to the Commission? TheJournal.ie has spoken with the WRC’s acting director general Liam Kelly to help break it down. “We’re called the Workplace Relations Commission and that’s a very clear ‘what it says on the tin’, but we’re also responsible for equal status and equality issues as well,” Kelly said. “For example, our mission statement is around fair and compliant workplace, but also equality treatment in services. It’s very much an arm of what we do.” With that, a person can take a case with the WRC if they feel they have been discriminated against under the Equal Status Acts 2000-2015. The Equality (Miscellaneous Provisions) Act 2015 has added a 10th ground into the acts – the housing assistance ground. These are all the grounds on which discrimination is outlawed by the Equal Status Acts: Image: Shutterstock/naskami Image: Shutterstock/naskami Apr 22nd 2019, 10:01 PM center_img Short URL By Hayley Halpin Monday 22 Apr 2019, 10:00 PM https://jrnl.ie/4596045 40 Comments Share Tweet Email5 last_img read more

Les Français aiment surfer sur le site de leur banque

first_imgLes Français aiment surfer sur le site de leur banqueLes internautes français font partie de ceux qui utilisent le plus les sites des établissements bancaires pour consulter leurs comptes.L’institut ComScore a eu l’intéressante idée de se pencher sur la fréquentation des sites Web des banques pour déterminer dans quel pays on a le plus recours à ceux-ci pour réaliser des opérations ou simplement vérifier ses comptes. Il s’avère que derrière les Néerlandais (66,3%), les Français sont les Européens qui utilisent le plus ce type de service. Ils sont quasiment 6 sur 10 (59,9%) à y avoir recours, devant les Suédois (55,9%), les Britanniques (53,2%) et les Finlandais (53,1%), relaye PC Inpact. À lire aussi”Choc Climatique” : les propositions du Sénat pour que la France agisseOn retrouve d’ailleurs cette donnée dans le classement des sites Web des banques européennes puisque derrière la banque néerlandaise ING Group, le Crédit Agricole arrive en seconde position et la Société Générale en quatrième position, derrière la Lloyds (GB) et devant la Sparkassen-Finanzgrupp (Allemagne). Enfin, de façon plus globale, les Français sont les troisièmes utilisateurs d’Internet en Europe, derrière les Russes et les Allemands.  Le 24 février 2012 à 10:30 • Maxime Lambertlast_img read more

State of the Art

first_imgMulti-dimensional ads. Last year’s generation of digital magazines had rich-media ads. Today, an advertiser can place rich media or video in a window that pops up when the reader’s mouse hovers over a standard IAB micro-button. The technology allows the publisher to extend the capabilities of rich media to an IAB-standard ad. DRM flexibility. In the past, a publisher’s Digital Rights Management system would create a wall to prevent unauthorized readers (e.g., non-subscribers) from viewing the digital magazine. In effect, the magazine would be either open or locked. Since paid online content doesn’t play as well as free, and search engines can’t see content that’s behind a DRM wall, publishers are experimenting by opening one issue and closing the others, for example, or opening the first 20 pages of paid content for free, or perhaps trying “free-content Fridays.” As publishers become more creative with their content strategy, vendors are responding with options that offer ultimate DRM flexibility.IAB-standard ad positioning. The Internet Advertising Bureau has standardized sizes and specifications of Web advertisements. Publishers (or advertisers) sometimes want to use Web site ads in digital magazines. As a result, digital magazine technology is adapting to Web standards, and vendors are adapting their platforms to handle IAB-standard advertising. Advertisers and/or publishers can simply use the standardized IAB microbar, with which they’re familiar, to size and position their digital magazine ads. Tracking. While many magazine companies have become platform agnostic from a reader perspective, not as many are platform-agnostic from a publisher perspective. In other words, while it’s important for digital magazines to run on all platforms and in all the different browsers, the reporting to the publisher from each of those sources often relies on different metrics. The publisher shouldn’t have to combine disparate reports to track the engagement of the entire digital readership. Suppliers are starting to standardize the reporting metrics so that publishers can easily access not only what’s going on in all the various systems, if they wish, but also get an overall picture.Web-worthy metrics. Publishers have extremely sophisticated tracking systems on their Web sites and expect the same from digital-magazine vendors. That has meant adding a ton of functionality and features, including Web-worthy metrics, to tracking systems and providing instant reports. When 5,000 readers have read a certain article, for example, the writer or editor might get an e-mail to that effect. Or the sales rep might get an e-mail saying that a certain ad has been clicked on 15 times. New FeaturesBranded e-catalogs. Some vendors support e-catalog functionality, where b-to-b publishers can offer their advertisers an almost unlimited opportunity to include their entire catalog or brochure in a digital buyer’s guide or an ad-sponsored supplement to their digital magazine. Tabs separate the advertisers or topics. Some vendors offer full e-commerce functionality; others offer order forms that are processed offline.Frames. Many digital magazine systems require the user to open up a window that takes over the whole screen. That is often seen as a benefit in order to maximize the reading area, but some publishers prefer a window, or framed, format within their Web site. They want to promote the digital edition online and then enable the user to click and open the digital edition. It’s a good way to introduce site visitors to the digital edition, because the majority of them—even diehard magazine readers—don’t necessarily know about digital editions. They confuse digital delivery with reading a magazine on a Web site.Offline download. Many people are using Adobe AIR to save very robust desktop applications. And even though the offline reader represents a fraction of all digital magazine readers, some people do want to download the digital magazine and read it offline. Creating such a book with Adobe Air delivers an offline experience that is superior to other digital magazine technologies. Whether downloads are allowed, however, always depends on the publisher’s view regarding content protection.Search/translate/listen. Digital magazines, including back-issue archives, are fully text searchable. Readers can search for points of interest within an individual issue or across an entire repository of back issues via a single search interface. Hovering over a cover headline in a selected issue identifies the starting page of the article. A double click brings the reader directly to the page. Then, clicking on a “translate” button immediately opens a window that displays an entire article in a reader’s language of choice, either in the original magazine layout or in text format. The reader can also click on “listen” and a computer-generated voice reads the article aloud. Social networking. Providers are offering options to participate in one-click social networking features that allow reader to “clip” or share items from the digital magazine to their network of choice, be it Facebook, Twitter or some other social network.Video integration. Join in the conversation! A video or set of videos of a forum opens on a page in the digital magazine that is being read by a subscriber, and people are commenting about the article. As part of the experience, the reader can interact or comment without having to go to another point on the magazine Web site.BACK TO MAIN PAGElast_img read more

Motown Records Launches Mentorship Programs For Local Detroit Musicians Startups

first_imgNews Motown Records Launches New Mentorship Programs motown-records-launches-mentorship-programs-local-detroit-musicians-startups Email Facebook A pair of new initiatives will foster artists and entrepreneurs via coaching, startup programs and grantsNate HertweckGRAMMYs Apr 25, 2019 – 2:46 pm Just days following the airing of the once-in-a-lifetime television special “Motown 60: A GRAMMY Celebration,” the iconic label’s parent company, Capitol Music Group announced Motown Records will launch two new mentorship programs in support of Detroit-based musicians and entrepreneus. Each program promises to foster local talent and ambition in different ways. The Motown Musician Accelerator will award four musicians or musical groups individualized coaching, industry introductions and a $20,000 grant to kickstart their careers during a 12-week program beginning this summer. The selectees for this remarkable opportunity are currently being determined by a competitve selection process.  “Detroit has always been a creative hub for new talent and development,” said Motown president Ethiopia Habtemariam. “With the Motown Musician Accelerator initiative, we have an opportunity to come back to Detroit and highlight the incredible talent that has always existed in their community. Being able to provide the necessary support, funding and programming to help them grow in their careers is an absolute honor for us.”Additionally, Motown Musician Accelorator program will also offer free quarterly workshops open to the public providing guidance from industry professionals on issues such as distribution, touring and songwriting.center_img NETWORK ERRORCannot Contact ServerRELOAD YOUR SCREEN OR TRY SELECTING A DIFFERENT VIDEO Apr 21, 2019 – 10:00 pm “Motown 60: A GRAMMY Celebration” Highlights Twitter The second program is called gBETA MusiTech and provides five selected Detroit music-technology startups with a free seven-week intensive training and opportunity to connect with other creatives, industry members and investors to “develop strategies to grow, gain customer traction and pitch investors.” MusicTech will take place at TechTown Detroit, a local “entrepreneurship hub,” and an additional group of five startups will be chosen to take part in the MusicTech program at Capitol Records Tower in Hollywood, Calif.Applications for gBETA Music are currently being accepted via the program’s website.5 Amazing Moments From “Motown 60: A GRAMMY Celebration”Read more Motown Records Launches Mentorship Programs For Local Detroit Musicians & Startups last_img read more

New health center opens in Sutton

first_imgMore than a hundred people turned out last Thursday for a ribbon-cutting at a community health center in Sutton, a town on the Glenn Highway 60 miles northeast of Anchorage. The center will serve residents from Palmer to Eureka. And although the Indian Health Service contributed funding, and the Chickaloon Native Village Council manages the center, it will be open to Natives and non-Natives alike.Solar panels, insulation, and an efficient heating and ventilation system make the health center energy efficient.JOAQLIN ESTUS / KNBADownload AudioThe new facility is named the “Aht-nah Hwĭ-tănnă Nigh-dĭnny-ah den,” or “Ahtna Chickaloon People Gathering Place.” Chickaloon traditional chief and chair of the tribal council Gary Harrison said the center is the result of unity, determination, and many years of effort. He said the idea was launched by elders, including some, such as Katie Wade, who didn’t live to see their dream of a local health facility realized.“I want to especially remember my aunt Katie,” said Harrison. “She was the inspiration a long time ago on this and I also want to recognize my aunt Helen, and her two daughters who are here to see this today.”Throughout the presentations, speakers mentioned the help and guidance of aunts, uncles, grandparents, brothers, cousins,  parents, and sisters. President and CEO of Cook Inlet Tribal Council Gloria O’Neill said the building reflects those strong ties.“When I think about what this represents, this healing place, in this beautiful location, it’s truly the embodiment of who we are as a tribal people,” said O’Neill, “that we need one another to not only survive but to thrive, that we’re interdependent, and that we truly are more than just friends, we’re family.”Lisa Wade is a Chickaloon Village Traditional Council member, and the tribe’s director of health, education and social services. She said the building has open spaces indoors and out for community gatherings. It also includes several features that local residents asked for, such as a gym, locker room and showers, as well as several exam rooms, a tele-pharmacy, radiology services, a room for minor procedures and more.“We have a larger clinic downstairs. We have a wellness center,” said Wade. “I think it’s about a thousand, 15 hundred square feet. Upstairs we have the health and social services offices. So all of our elders’ programs, our behavioral health aides, all our advocates that we have working for us, will be upstairs.”Health-services provider Southcentral Foundation was a partner with the tribe in the planning, design and construction of the center, which is about four times the size of the existing tribal clinic. SCF family physician and medical director Dr. Doug Eby said the building was also designed with both disease prevention and medical care in mind.“What you’re sitting in a wellness center connected to a clinic, connected to a community health organization. That’s incredible,” said Eby. “And the message this attitude brings to all of us about bringing all of that together – mind, body, spirit, wellness, illness, medical and community health and well being — It’s just a fabulous, fabulous model.”Still, Lisa Wade said the center’s most important feature is its location. It’s a 40-minute drive to the next medical facility. Having the center in Sutton will save lives she said, citing the case of a child who was brought to their existing clinic with a high fever and seizures.If it weren’t for having that clinic there, the doctors at the emergency room, after he was transferred over, thought that he probably would have had permanent brain damage if not passed away,” said Wade. “Because of the ability of us to provide oxygen, and care, and manage his seizures, he’s still alive today.”The health center and will begin seeing customers in January.last_img read more

Amazon India comes under Probe for possible violations of FDI rules

first_imgAmazon India — a subsidiary of the world’s largest online retailer — finds itself under the radar of the Enforcement Directorate (ED) for possible violations of FDI rules in India. ED suspects that Amazon’s Indian subsidiary has been violating restrictions on foreign investment in retail by selling directly to customers while making appear like the sales have been made on behalf of vendor firms.Moreover, ED is also trying to ascertain whether Amazon is manipulating the prices of products sold on its website. If the probe is verified, it could mean that Amazon acts as the retailer of products by controlling product prices and selling them directly to customers.Indian government does not allow firms to own majority stakes in retail companies that sell more than one brand.However, Amazon is allowed in India because it acts as the link between vendors and customers rather than a seller. Amazon can allow local retailers list their products on its website, help them with payments and even deliver the products. But, it is not permitted to sell products on its own. The e-tailer’s revenue is generated via service fees given by retailers.”An ideal marketplace should not have any interference from the platform operator,” who should do little more than check the seller’s background, one of the people familiar with the probe told The Wall Street Journal.But Amazon is not alone. The ED has found that Flipkart too violated FDI rules by accepting more foreign inflows and ownership. ET NOW reported that Enforcement Directorate found Flipkart guilty of violating Foreign Exchange Management Act norms and may impose a penalty up to Rs.1, 000 crore on the company.”Flipkart is in complete compliance with the laws of the land. We will continue to support the authorities whenever we are approached,” a spokesperson for the company told WSJ.The investigation could hinder the expansion plans of the Seattle-based Amazon in Indian e-commerce industry. Amazon launched its India site just last year and already has grown into one of the biggest online marketplaces in Asia’s third-largest economy.last_img read more

China SUV boom fades carmakers stare at falling prices sales

first_imgCarmakers coming late to China’s craze for sport-utility vehicles (SUVs) this year may find it tougher to make money from a party that’s overcrowded and already winding down.With Chinese growing wealthier and often restricted to one vehicle purchase in major cities, SUVs have been a rare bright spot for an auto market sapped by the country’s slowest economic growth in decades. In the year through October, sales surged 46% year-on-year in a broader market that grew 1.5%. Carmakers have chased the rainbow with some 32 new SUV models expected in China for 2015, according to Automotive Foresight, including some being showcased at the Guangzhou auto show that opens on Friday. But with competition already squeezing prices, and sales growth seen weaker next year as demand becomes saturated, cashing in on SUVs may prove elusive.”The good old days will pass, when you could just launch any model and you could have pretty good sales,” said Yale Zhang, head of Shanghai-based consultancy Automotive Foresight.Even as firms like Ford Motor Co and Chongqing Changan Automobile Co present new SUVs at Guangzhou – the Everest and the CS15 respectively – official data shows prices are falling.SUV prices dropped 3.4% in the first nine months of this year, outpacing the 1.2% decline for passenger vehicles overall, according to the National Reform and Development Commission, China’s top planning body.Meanwhile SUV sales growth is expected to slip to 11% next year, according to IHS Automotive.That reflects an ever-higher base of sales and the market growing more saturated, yet opportunities remain for SUVs that fill market gaps, Automotive Foresight’s Zhang said. While SUVs in China now skew toward small models built on sedan frames, Ford’s Everest and Great Wall Motor Co’s Haval H7 will meet niche demand for larger SUVs, for example.Market fragmentation also means top selling models are no longer being bought in the same profit-boosting volumes: China’s top 10 best-selling SUVs only accounted for 34 percent of the market as of September, compared to 64 percent in 2010.New SUVs will have a tougher time commanding fat profit margins they may have enjoyed in recent years, analysts at Fitch Ratings wrote in a note last week.”The risks of model failure will also increase, so that some unpopular SUV models could become loss-making due to a lack of economies of scale and low capacity utilization,” Fitch’s analysts wrote.last_img read more

Trump wants to ditch Obamacare

first_imgPresident-elect Donald Trump gestures during a welcome celebration at the Lincoln Memorial in Washington, DC, on January 19, 2017. AFP Health coverage for all: the promise of President-elect Donald Trump was also the vow of his predecessor Barack Obama, whose signature domestic achievement is now under serious threat of repeal.Such is the paradox surrounding the first legislative push expected by the new Trump administration.Since the 2010 passage of the Affordable Care Act, its defunding and eventual repeal have been a top priority for Republicans, who control both chambers of Congress and, beginning with Trump’s inauguration Friday, the White House.In their view, Obamacare has marked a costly drift toward socialized, European-style medical care.But the law has managed to add more than 20 million people onto the insurance rolls, lowering the percentage of Americans without coverage from 16 percent in 2010 to 8.9 percent last year.Republicans, in their push to repeal and replace Obamacare, are insisting they will leave no one out in the cold.- Universal coverage? -Trump, a billionaire real estate tycoon, has declared it inconceivable that poor Americans are locked out of health coverage due to financial constraints. It has been a constant of his controversial campaign.”We’ll do things — because there are people that can’t afford it. And nobody is going to be dying on the streets with a President Trump,” he told Fox News on Tuesday.”We’re going to have insurance for everybody,” Trump added in comments to the Washington Post at the weekend.But in a health care system that relies almost entirely on the private sector, such a commitment would be tough to fulfill.Only one third of the US population is covered by public insurance — either Medicare, for those over age 65, or Medicaid for the poorest Americans.Half of all Americans are insured through their employers, according to the Kaiser Family Foundation, while about seven percent are covered through the so-called individual market, which serves those who are self-employed or are employees without coverage through work.Obama’s solution rested largely on the obligation that everyone be insured, and to provide federal subsidies to those who cannot afford coverage. Republicans deemed the first requirement too coercive, and the latter too costly.Instead of universal coverage, which Republicans argue is not an inherent right for citizens, they have begun calling for universal “access.””I look forward to making sure every single American has access to the highest quality care and coverage possible,” congressman Tom Price, Trump’s pick for health secretary, told senators Wednesday at his confirmation hearing.- Legislative unknowns -The Republican plan, as described by US House Speaker Paul Ryan, would abolish the individual mandate to purchase health insurance, offer new refundable tax credits for those purchasing insurance on the individual market, and create “high-risk pools” in each state for the millions of Americans with pre-existing conditions.Ryan argues that removing the sickest people from the commercial market and placing them in high-risk, tax-subsidized plans would reduce premiums overall and help stabilize the commercial market.Republicans appear loath to tamper with one aspect of Obamacare that remains broadly popular: the right of children to remain on their parents’ health plan until age 26.But they are firm in their desire to fix what they declare is a broken system.”We want more choices, lower prices, more competition, no monopolies,” Ryan told a town hall-style event last week.Deep holes in the GOP plan remain, Democrats warn. Would maternity care still be covered, or treatment for drug addiction? Would insurance companies be allowed to reinstate caps on yearly or lifetime coverage costs, something Obamacare prohibits?Perhaps the biggest mystery of all is when conservatives will implement their plan.Republicans are pledging a repeal of Obamacare and rapid votes on a replacement bill in order to prevent gaps in coverage and reassure a restless insurance industry.Trump has said repeal and replace should occur “simultaneously,” a stiff challenge given the complexity of America’s vast health care system.Some conservatives have even said they would refuse to vote in favor of repeal until the new replacement law was ready.And while Republicans have promised that no one will lose their coverage, it remains unclear what provisions in their plan would guarantee such bold assurances.Trump has delegated the crafting of the new plan, flawed as it may still be, to lawmakers, while insisting on his ultimate goal: “health care that is far less expensive and far better.”last_img read more

Tonight AFROs First Edition with Sean Yoes Friday Feb 17

first_imgListen at WEAA Live Stream: http://amber.streamguys.com.4020/live.m3uAn hour-long conversation with The Mod Squad, Taya Graham and Stephen Janis of The Real News Network, including thoughts on Donald Trump’s 77 minute meandering press conference and more exclusive reporting on deplorable conditions within Baltimore City Public Schools, from the perspective of an education whistle blower.These stories and much more on AFRO’s First Edition with Sean Yoes, Monday through Friday, 5-7 p.m.last_img read more

Howard Leads HBCU Awards

first_imgBy Micha Green, AFRO Washington, D.C. Editor, mgreen@afro.comHoward University is leading with 12 finalist nominations in the 2019 HBCU Awards.  Presented by HBCU Digest, the HBCU Awards are the first and only national awards ceremony honoring individual and institutional achievements at history Black colleges and universities (HBCUs).Known as “The Mecca,” or “Black Ivy” some of Howar’s nominations include College of the Year, Male President of the Year, Best Student Government Association (SGA) and Best Board of Trustees.Howard University led with 12 finalist nominations for the 2019 HBCU Awards presented by the {HBCU Digest}, including President Wayne A.I. Frederick, pictured in the suit, who was nominated for Best Male President. (Courtesy Photo)“It is fitting for Howard University to lead this year’s sterling panel of nominees,” said HBCU Digest Founding Editor Jarrett Carter according to a press release.  “They had an extraordinary academic year highlighted with several individual and collective accomplishments that represented the best of America’s flagship historically black institution, and the spirit of the HBCU mission at large. The Howard community and the District of Columbia should take great pride in HU’s work this year.”All winners are selected by a panel of previous winners, journalists, HBCU executives, students and alumni.President Wayne A.I. Frederick, who is nominated for Best Male President of the Year, weighed in on the accomplishments.“It is an honor to receive 12 nominations in the 2019 HBCU Awards,” he said.  “HBCUs produce many of the best and brightest scholars and these nominations reflect the hard work of our students, faculty, staff and alumni to embody Howard University’s mission of Truth and Service.”Howard’s full nominations include:Best Research Center– Howard University Data Science and Cybersecurity CenterBest Business Program – Howard University School of BusinessBest Social Work Program – Howard University School of Social WorkBest Student Newspaper – The HilltopBest SGA– Howard University Student Association Female Student of the Year – Jaylin Paschal, immediate past editor of The HilltopFemale Faculty of the Year – Keneshia Grant, Ph.D., assistant professor of political scienceAlumna of the Year – Ezinne Kwubiri, H&M head of Inclusion and Diversity, North AmericaAlumnus of the Year – Charles D. King, MACRO founder and CEOMale President of the Year – Wayne A. I. Frederick, M.D., MBABoard of Trustees of the Year – Howard University Board of TrusteesHBCU of the Year – Howard UniversityThe actual awards ceremony will be held on Friday, August 2 at the Reginald F. Lewis Museum in downtown Baltimore.For more information or to attend the awardslast_img read more

VIDEO Jazz fan under anesthesia starts crying after learning Utah traded for

first_img Advertisement The Jazz were active at the trade deadline, acquiring Jae Crowder and Derrick Rose from the Cavs. Not all Jazz fans were thrilled with the moves, including die-hard Utah fan Darren Muir, who had a hilarious reaction after getting the news while under anesthesia from a medical procedure.When told the Jazz picked up the washed Rose, Muir started sobbing uncontrollably and kept repeating, “Derrick Rose sucks.” He wasn’t thrilled with the Jae Crowder acquisition either.We really need more trade analysis from people under anesthesia. Don’t worry Darren, Rose won’t be there long.Note to self: Never going under anesthesia during the NBA trade deadline 😂😂😂 #expertanalysis #derrickrosesucks #nbatradedeadline @utahjazz @JazzNationNews @redrock_bball @KSLcom @desnewssports @DJJazzyJody pic.twitter.com/OEi2YMy1VG— Darren Muir (@dmacalaca) February 9, 2018last_img read more

Military finds cocaine washed up on Cozumel beach

first_imgCozumel, Q.R. — Personnel from the Mexican Army report finding 20 kilos of cocaine scattered among the sargassum along the coast of Cozumel. Less than a week ago, a plane-load of cocaine was discovered near the town of Bacalar in the south of the state. Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on WhatsApp (Opens in new window) The finding was made in the Punta Arrecifes-Castillo Real section where the military were carrying out a surveillance tour. As reported by the Ministry of National Defense, there was a total of 20 kilos of cocaine found in varying package sizes along the beach. center_img They report that the cocaine was delivered to the Attorney General’s Office. It is only one of several discoveries made over the past few weeks along state beaches. Packages of drugs, specifically cocaine, have been found washed-up on several beaches of Tulum and Puerto Morelos. last_img read more

Fannie Mae Freddie Mac Change Mortgage Mod Rate Again

first_img Fannie Mae Freddie Mac Servicers 2015-12-10 Staff Writer in Daily Dose, Government, Headlines, News, Servicing Just as servicers were adjusting to the lowest ever standard mortgage modification interest rate established in November 2015 by Fannie Mae and Freddie Mac, the GSEs opted to raise it back up.Both Fannie and Freddie recently announced that the standard modification interest rate will return to 4 percent.Starting on December 14, 2015, Fannie Mae will raise its standard modification interest rate from 3.875 percent to 4 percent. Meanwhile, Freddie Mac will raise its standard modification interest rate by the same amount also beginning on December 14, 2015.In November, Fannie Mae and Freddie Mac announced that the standard mortgage modification interest rate will be under 4 percent for the first time ever since the benchmark was established in January 2012. Both GSEs lowered the modification interest rate to 3.875 percent.Servicers can still use this rate until December 13, 2015.The GSEs lowered the standard modification interest rate to 4.25 percent to 4 percent in October, where the rate had been from July 2015 to September 2015.”By adjusting the interest rate from time to time, you will have the ability to provide borrowers with a rate that aligns more closely to current market conditions,” Freddie Mac said in its Standard Modification FAQs.According to Fannie and Freddie, servicers must use the current Fannie Mae Standard Modification Interest Rate when evaluating a borrower for a conventional mortgage loan modification, excluding Fannie Mae HAMP Modifications.Freddie Mac’s Guidelines to Using the Interest Rate:Visit this Web page on or after the fifth business day of every month for the new interest rate.Implement the new interest rate on the tenth business day of the month, but no sooner.Use the interest rate that is in effect and posted on Freddie Mac’s website when evaluating a borrower until the mandatory effective date of the new interest rate.Ensure the interest rate used to determine final modification terms is the same fixed rate that was used when determining eligibility for the Trial Period Plan and calculating the Trial Period payment – even if the interest rate that must be used for new Trial Period Plan evaluations subsequently changes. Sharecenter_img December 10, 2015 613 Views Fannie Mae & Freddie Mac Change Mortgage Mod Rate Againlast_img read more